We live in an age of entrepreneurial innovation. Professionals are passing on corporate life and becoming their own bosses. Today, freelancers, the self-employed and contract workers account for 30% of the national workforce, and that number is expected to increase to 40% by 2020.

But working outside the box means we have to account for all the details, including dental insurance. Whether you freelance with travel photography, drive strangers in your car or own your own business, take these 3 steps when considering coverage:

1. Evaluate your needs

Will your family experience a dynamic change? Do you have a health condition that may require more dental attention? Factor in every scenario to choose the best coverage for your lifestyle.

Remember: even if you have never had a cavity, dental coverage is always a good idea.

2. Consider all costs

When you’re self-employed, dental coverage affects your bottom line. Research your insurance provider’s costs:

• How much does it cost per a month?

• Is there a deductible?

• What’s the waiting period?

Remember: In the long run, paying out-of-pocket could end up costing you more than having coverage in the first place.

3. Research alternatives

You work an alternative style—you may need a plan to match. Here are some alternative options for coverage:

• Savings Accounts – MSAs, HSAs and FSAs are good options to help save up for dental or health care. They work like a savings account for dental and health expenses.

• Government Assistance – Depending on your circumstance, you could qualify for certain low-cost programs.

Have questions? Tweet your questions to @DeltaDentalofVA.

Summer Smile Savings: $500 Off Porcelain Veneers & $2000 Off Invisalign at Our Midtown NYC Dentist Office

Take advantage of our summer smile specials!

Dr. Rastegar is offering new patients significant savings with our $500 Off Porcelain Veneers & $2000 Off Invisalign specials.

To schedule a FREE consultation just call us at (212) 692-9090 & find our 10173 dentist office on Google.

Connect with Us!

Like Manhattan Cosmetic Dentist Dr. Sassan Rastegar on FacebookManhattan NYC Cosmetic Dentist Dr. Rastegar is on YouTubeConnect with Manhattan Cosmetic Dentist Dr. Sassan Rastegar on LinkedInFollow @DrRastegarDDS to SAVE on Manhattan Dental Caregplus-iconCheckin to the Manhattan Dental Office of Dr. Rastegar to SAVE on Cosmetic DentistrySee Before & After Pics or Read Reviews of Manhattan Cosmetic Dentist Dr. Sassan Rastegar

The post Dental Coverage for the Self-Employed appeared first on Delta Dental of Virginia Blog.