Don't Waste Money On Dental Insurance

Midtown NYC Dentist Talks Dental Insurance

It’s that time of year again, with Halloween in the rear-view mirror, and the turkey roasting, window shopping, snow days, and the Holiday season are on the horizon.

Aside from all of the Holiday cheer, the end of each year is also the time for you to make sure you’ve maximized all of your dental insurance benefits.

As you can read on this post, the end of each year is when virtually all dental insurance policies expire.

This means that any existing dental insurance benefits you have yet to use in 2016 will be lost entirely come January 1 2017.

This is true whether you belong to a employer provided network, PPO, HMO, or carry any other individual dental insurance.

If you don’t take advantage of your dental insurance benefits by using ALL OF THE MONEY you’ve already paid into your policy, then you are wasting money on dental insurance!

How Can You Get A FREE Dental Exam & Teeth Cleaning in Midtown Manhattan?

You may already have it coming to you, it’s like money in the bank right now. Just call or login to your dental insurance policy to ensure you won’t be wasting any money this year.

Most of our patients with insurance realize that they do actually have unused dental insurance benefits still available.

This is exactly why we encourage you to first check your policy, then secondly, call us to schedule your regular 6 month exam & teeth cleaning.

If you do in fact have dental insurance benefits remaining for 2016, then it could me a FREE exam & cleaning for you!

Do All Dental Insurance Benefits Expire Each Year?

It’s always best to check your individual dental insurance policy to ensure that you’re not wasting any money o9r benefits still available to you.

Most dental insurance plans use a 12 month cycle, meaning that every January 1st all available funds remaining in your deductible will disappear.

Many people do not realize that unused dental insurance benefits do not carry over to the next year, and let hundreds (or even thousands) of dollars’ worth of benefits go to waste.

Nobody wants to waste money on dental insurance.

For more info on how dental insurance works, check out this post.

Whether you have an employer provided plan or a private individual policy chances are that your plan will expire at the end of the year.

This is true if you have Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana – just to name a few of the major dental insurance providers.

How To Not Waste Money On Your Dental Insurance Benefits?

As dental patients ourselves, we understand that insurance is an essential part of taking care of our teeth and gums – along with the rest of our overall health too.

But we also understand that sometimes a dental insurance policy from Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, Humana, or any of the insurance carriers may be cost-prohibitive to some NJ residents.

The time of dental treatment varies depending on what is required for each individual patient.

While any dental health treatment is never dictated by insurance, if you have any treatment that remains to be completed, or you have any dental health concerns at all, it would be very useful for you to come in before the end of the year.

If you paid for dental care during this year at all, then your insurance company could cover a higher percentage of your treatment costs.

At our Midtown Manhattan dentist office, we recommend patients visiting sooner rather than later to provide enough time for patients to comfortably schedule present and future dental appointments.

In many instances where people have insurance benefits unused, patients could find themselves entitled to a 100% free dental checkup if more than six months has elapsed since your previous dental office visit.

On top of that, most dental insurance providers (like Delta Dental, Blue Cross/Blue Shield, Aetna, MetLife, Cigna, or Humana…etc.), will also cover teeth cleanings during the actual checkup.

SAVE $2000 Off Invisalign at Our NYC Invisalign Week

Our annual Invisalign week is underway, running from 11/14/16 to 11/21/16. Dr. Rastegar offers all patients HUGE savings on Invisalign in NYC.

SAVE $2000 on Invisalign AND get a FREE teeth whitneing kit after the start of treatment!

Midtown NYC Dentist Offers HUGE Smile Savings

Dr. Rastegar also offers all new patients significant savings this back to school season, check out our smile specials:

  1. $2000 Off Invisalign
  2. $500 Off Veneers, Laminates, or Lumineeers
  3. $99 Discount Dental Exams
  4. Free Exam & X-Rays for Dental Emergencies

To schedule a consultation just call us at (347) 774-3312.

Connect with Us!

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This post originally appeared on the dental health blog of Dr. Joseph Haddad and has been republished here with permission.


NYC Cosmetic Dentistry by Dr. Rastegar in the Heart of Midtown Manhattan. We are conveniently located close to all MTA, at 340 Madison Ave., Suite 4B - Call (212) 692-9090 to schedule an appointment today.

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